Savings

First National Bank Offers a Wide Variety of Savings Account Options

This is an account which is available to both individuals and businesses. $25 is required to open which allows customers of any age to save money. There is a $5 service charge if the balance falls below $25 any day of the quarter. Customers do not receive a passbook, instead a receipt is given at time of deposit or withdrawal and quarterly statement is issued. The customer is allowed nine free withdrawals per quarter, after that a $2 fee per withdrawal will be charged. Interest is paid quarterly.
 
  • Opening Balance: $25
  • Minimum Balance: $25  
  • Monthly Service Charge: $5 if balance falls below $25    
  • Interest Bearing: Yes
This is an account which is available to both individuals and businesses. $3,000 is required to open and statements are received monthly. A $3,000 minimum balance avoids the $10 per month service charge. You are allowed up to six withdrawals or transfers per month at no charge, any withdrawal or transfer after that is subject to a $2 fee. Variable interest rate may change weekly. Interest is paid monthly.
 
  • Opening Balance: $3,000
  • Minimum Balance: $3,000
  • Monthly Service Charge: $10 if balance falls below $3,000
  • Interest Bearing: Yes
$5 is required to open. Withdrawals are subject to a fee. Interest will be credited at maturity.
 
  • Opening Balance: $5
  • Minimum Balance: None
  • Monthly Service Charge: None
  • Interest Bearing: Yes, at maturity