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The First National Bank
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Deposit Rates

Discover more about ACCOUNT Interest Rates


* Member FDIC * Rates and APY effective and accurate as of March 23, 2022

Deposit Accounts


Account Type Minimum Deposit Interest Rate APY
First Choice Account $50 .30% .30%
SuperNow (SNA)* $2,000 .40% .40%
Money Market (CMA)* $3,000 .45%
.45%
Statement Savings* $25 .40% .40%
Christmas Club* $5 3.00% 3.03%
* Penalty for early withdrawal may be imposed.
* APY means Annual Percentage Yield
* Fees may reduce earnings
* Rates are variable and may change after account is opened

Certificate of Deposit


Account Type Minimum Deposit Interest Rate APY
3 month CD $1,000
2.00% 2.02%
6 month CD* $1,000
2.05%
2.07%
10 month CD $1,000
3.70% 3.75%
12 month CD* $1,000 2.10% 2.12%
18 month CD* $500
2.15% 2.17%
24 month CD* $500
2.20%
2.22%
30 month CD* $500
2.25% 2.27%
36 month CD* $500
2.30% 2.32%
60 month CD* $500 2.35% 2.37%
See Officer $250,000.01 --
--
* Interest may be compounded quarterly
* Monthly check only if over $50.00
* APY means Annual Percentage Yield
* No monthly compounding on any CD
* A penalty will or may be imposed for early withdrawal.

Retirement Accounts


Account Type Minimum Deposit Interest Rate APY
IRA (Traditional-Variable)* $100 2.15% 2.17% 
IRA (Roth-Variable)* $100 
2.15% 
2.17% 
IRA (Educational-Variable)* $100 
2.15% 
2.17% 
IRA (Guaranteed-Fixed)* $500 2.05% 
2.07% 

* Interest compounded monthly
* APY means Annual Percentage Yield
* A penalty will or may be imposed for early withdrawal.
* Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.

CDARS


Account Type Minimum Deposit Interest Rate APY
3 month (13 wk)*
$250,000.01 
2.10% 2.12%
6 month (26 wk)*
$250,000.01 
2.15%
2.17%
1 year (52 wk)*
$250,000.01 
2.25% 2.27%
2 year (104 wk)*
$250,000.01 
2.35% 2.37%
3 year (156 wk)* $250,000.01 
2.45% 2.47%




* APY means Annual Percentage Yield.
* Fees could reduce earnings on an account.
* A penalty will or may be imposed for early withdrawal.
* Deposit Account and Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.