Deposit Rates
Discover more about ACCOUNT Interest Rates
* Member FDIC * Rates and APY effective and accurate as of March 23, 2022
Deposit Accounts
| Account Type | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| First Choice Account | $50 | .30% | .30% |
| SuperNow (SNA)* | $2,000 | .40% | .40% |
| Money Market (CMA)* | $3,000 | .45% |
.45% |
| Statement Savings* | $25 | .40% | .40% |
| Christmas Club* | $5 | 3.00% | 3.03% |
* Penalty for early withdrawal may be imposed.
* APY means Annual Percentage Yield
* Fees may reduce earnings
* Rates are variable and may change after account is opened
* APY means Annual Percentage Yield
* Fees may reduce earnings
* Rates are variable and may change after account is opened
Certificate of Deposit
| Account Type | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| 3 month CD | $1,000 |
2.00% | 2.02% |
| 6 month CD* | $1,000 |
2.05% |
2.07% |
| 10 month CD | $1,000 |
3.70% | 3.75% |
| 12 month CD* | $1,000 | 2.10% | 2.12% |
| 18 month CD* | $500 |
2.15% | 2.17% |
| 24 month CD* | $500 |
2.20%
|
2.22%
|
| 30 month CD* | $500 |
2.25% | 2.27% |
| 36 month CD* | $500 |
2.30% | 2.32% |
| 60 month CD* | $500 | 2.35% | 2.37% |
| See Officer | $250,000.01 | -- |
-- |
* Interest may be compounded quarterly
* Monthly check only if over $50.00
* APY means Annual Percentage Yield
* No monthly compounding on any CD
* A penalty will or may be imposed for early withdrawal.
* Monthly check only if over $50.00
* APY means Annual Percentage Yield
* No monthly compounding on any CD
* A penalty will or may be imposed for early withdrawal.
Retirement Accounts
| Account Type | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| IRA (Traditional-Variable)* | $100 | 2.15% | 2.17% |
| IRA (Roth-Variable)* | $100 |
2.15% |
2.17% |
| IRA (Educational-Variable)* | $100 |
2.15% |
2.17% |
| IRA (Guaranteed-Fixed)* | $500 | 2.05% |
2.07% |
* Interest compounded monthly
* APY means Annual Percentage Yield
* A penalty will or may be imposed for early withdrawal.
* Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.
* A penalty will or may be imposed for early withdrawal.
* Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.
CDARS
| Account Type | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| 3 month (13 wk)* |
$250,000.01 |
2.10% | 2.12% |
| 6 month (26 wk)* |
$250,000.01 |
2.15% |
2.17% |
| 1 year (52 wk)* |
$250,000.01 |
2.25% | 2.27% |
| 2 year (104 wk)* |
$250,000.01 |
2.35% | 2.37% |
| 3 year (156 wk)* | $250,000.01 |
2.45% | 2.47% |
* APY means Annual Percentage Yield.
* Fees could reduce earnings on an account.
* A penalty will or may be imposed for early withdrawal.
* Deposit Account and Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.
* Fees could reduce earnings on an account.
* A penalty will or may be imposed for early withdrawal.
* Deposit Account and Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.