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The First National Bank
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Deposit Rates

Discover more about ACCOUNT Interest Rates


* Member FDIC * Rates and APY effective and accurate as of March 23, 2022

Deposit Accounts


Account Type Minimum Deposit Interest Rate APY
First Choice Account $50 .10% .10%
SuperNow (SNA)* $2,000 .10% .10%
Money Market (CMA)* $3,000 .15%
.15%
Statement Savings* $25 .10% .10%
Christmas Club* $5 .25% .25%
* Penalty for early withdrawal may be imposed.
* APY means Annual Percentage Yield
* Fees may reduce earnings
* Rates are variable and may change after account is opened

Certificate of Deposit


Account Type Minimum Deposit Interest Rate APY
3 month CD $1,000
.20% .20%
6 month CD* $1,000
.25%
.25%
10 month CD $1,000
.50% .50%
12 month CD* $1,000 .55% .55%
18 month CD* $500
.60% .60%
24 month CD* $500
.60%
.60%
30 month CD* $500
.65% .65%
36 month CD* $500
.70% .70%
60 month CD* $500 .75% .75%
See Officer $250,000.01 --
--
* Interest may be compounded quarterly
* Monthly check only if over $50.00
* APY means Annual Percentage Yield
* No monthly compounding on any CD
* A penalty will or may be imposed for early withdrawal.

Retirement Accounts


Account Type Minimum Deposit Interest Rate APY
IRA (Traditional-Variable)* $100 .60% .60% 
IRA (Roth-Variable)* $100 
.60% 
.60% 
IRA (Educational-Variable)* $100 
.60% 
.60% 
IRA (Guaranteed-Fixed)* $500 .20% 
.20% 

* Interest compounded monthly
* APY means Annual Percentage Yield
* A penalty will or may be imposed for early withdrawal.
* Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.

CDARS


Account Type Minimum Deposit Interest Rate APY
3 month (13 wk)*
$250,000.01 
.30% .30%
6 month (26 wk)*
$250,000.01 
.35%
.35%
1 year (52 wk)*
$250,000.01 
.60% .60%
2 year (104 wk)*
$250,000.01 
.70% .70%
3 year (156 wk)* $250,000.01 
.80% .80%




* APY means Annual Percentage Yield.
* Fees could reduce earnings on an account.
* A penalty will or may be imposed for early withdrawal.
* Deposit Account and Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.