Deposit Rates
Discover more about ACCOUNT Interest Rates
* Member FDIC * Rates and APY effective and accurate as of September 25, 2024
Deposit Accounts
Account Type | Minimum Deposit | Interest Rate | APY |
---|---|---|---|
High-Yield Savings | $3,000 | 1.85% |
1.86% |
Savings* | $25 | .55% | .55% |
Christmas Club* | $5 | 3.75% | 3.80% |
* Penalty for early withdrawal may be imposed.
* APY means Annual Percentage Yield
* Fees may reduce earnings
* Rates are variable and may change after account is opened
* APY means Annual Percentage Yield
* Fees may reduce earnings
* Rates are variable and may change after account is opened
Certificate of Deposit
Account Type | Minimum Deposit | Interest Rate | APY |
---|---|---|---|
3 month CD | $1,000 |
3.50% | 3.55% |
6 month CD* | $1,000 |
3.55% |
3.60% |
10 month CD | $1,000 |
3.45% | 3.49% |
12 month CD* | $1,000 | 3.60% | 3.65% |
18 month CD* | $500 |
3.65% | 3.70% |
24 month CD* | $500 |
3.70%
|
3.75%
|
30 month CD* | $500 |
3.75% | 3.80% |
36 month CD* | $500 |
3.80% | 3.85% |
See Officer | $250,000.01 | -- |
-- |
* Interest may be compounded quarterly
* Monthly check only if over $50.00
* APY means Annual Percentage Yield
* No monthly compounding on any CD
* A penalty will or may be imposed for early withdrawal.
* Monthly check only if over $50.00
* APY means Annual Percentage Yield
* No monthly compounding on any CD
* A penalty will or may be imposed for early withdrawal.
Retirement Accounts
Account Type | Minimum Deposit | Interest Rate | APY |
---|---|---|---|
IRA (Traditional-Variable)* | $100 | 3.65% | 3.70% |
IRA (Roth-Variable)* | $100 |
3.65% |
3.70% |
IRA (Educational-Variable)* | $100 |
3.65% |
3.70% |
IRA (Guaranteed-Fixed)* | $500 | 3.55% |
3.60% |
* Interest compounded monthly
* APY means Annual Percentage Yield
* A penalty will or may be imposed for early withdrawal.
* Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.
* A penalty will or may be imposed for early withdrawal.
* Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.
CDARS
Account Type | Minimum Deposit | Interest Rate | APY |
---|---|---|---|
3 month (13 wk)* |
$250,000.01 |
3.60% | 3.65% |
6 month (26 wk)* |
$250,000.01 |
3.65% |
3.70% |
1 year (52 wk)* |
$250,000.01 |
3.70% | 3.75% |
2 year (104 wk)* |
$250,000.01 |
3.80% | 3.85% |
3 year (156 wk)* | $250,000.01 |
3.75% | 3.80% |
* APY means Annual Percentage Yield.
* Fees could reduce earnings on an account.
* A penalty will or may be imposed for early withdrawal.
* Deposit Account and Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.
* Fees could reduce earnings on an account.
* A penalty will or may be imposed for early withdrawal.
* Deposit Account and Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.