Schedule of Fees
Effective February 03, 2020
| The Following Fee May Apply | Fees |
|---|---|
| Account Balancing Assistance (per hour) | $20.00 |
| Account Research (per hour) | $20.00 |
| Amortization Schedule | $7.99 |
| ATM Card, Debit Card or Credit Card Replacement (each) | $10.00 |
| ATM Card, Debit Card or Credit Card PIN Replacement | $6.00 |
| Bank Bags - Lock (Business only) | $24.99 |
| Bank Bags - Zipper | $7.99 |
| Cashiers Checks | $7.00 |
| Check Cashing (non-customer) per check | $10.00 |
| Cashing Checks Drawn on this Bank | No charge |
| Check Printing | Fee depends on style of checks ordered |
| Check Printing for Golden Years and First Choice Club | No charge |
| Christmas Club Withdrawal Fee | $20.00 |
| Collection (Outgoing or Incoming) | $30.00 |
| Copies | $2.00 per page |
| Copies of a check or statement | $1.00 per page |
| Fax - Outgoing (per page) | $5.00 |
| Fax - Incoming (per page) | $1.00 |
| Dormant Account | 5.00 per month |
| Garnishments | $100.00 |
| Holds (all items) | $30.00 |
| Levies | $100.00 |
| Money Orders | $3.00 |
| Non-sufficient Funds (Overdraft fees may apply to overdrafts created by check, in person withdrawals, recurring debit card transactions or other electronic means.) beginning with the first item that overdraws your account balance by more than $25.00 | $37.50 per item |
| Notary | $5.00 |
| Overdraft (Overdraft fees may apply to overdrafts created by check, in person withdrawals, recurring debit card transactions or other electronic means.) beginning with the first item that overdraws your account balance by more than $25.00 | $37.50 per item |
| Signature Guarantee | $20.00 |
| Statement on CD (monthly) | $10.00 per month |
| Statement on CD (other than monthly) | $25.00 |
| Stop Payments | $37.50 per item |
| Temporary Checks (3 free) |
$2.00/ pg. (4 checks per page)
|
| Wire Transfers (customer incoming) | No charge |
| Wire Transfers (customer outgoing) | $25.00 |
| Wire Transfers (non-customer) | we do not process wires for non-customers |
| Wire Transfers (outgoing international) | $65.00 |
** We are not obligated to pay any item presented for payment if your account does not contain sufficient collected funds. However, if you maintain your account in good standing defined as: A) making regular deposits; B) bringing your account to a positive end-of-day balance every 30 days or less; and C) there are no legal orders outstanding, we will approve your reasonable overdrafts as a non-contractual courtesy. We will approve an overdraft for you in an amount for the type of account that you have opened. This limit includes our non-sufficient funds and/or overdraft (NSF/OD) charges of $37.50 per item beginning with the first item that overdraws your account balance by more than $25.00. Accounts must be open for more than 30 days with regular deposits made. However, the overdrawn account must be brought to a positive balance within 30 days to avoid revoking the overdraft privilege. At the bank's discretion, we may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you. Overdraft fees may apply to overdrafts created by check, in person withdrawals, recurring debit card transactions or other electronic means.